CM-HighTech - CM HighTech Punjab

cmhightech.punjab.gov.pk Portal: How Farmers Can Register Online In 2026 Step-by-Step Method

March 11, 2026 by CM-HighTech

cmhightech.punjab.gov.pk

cmhightech.punjab.gov.pk: Punjab’s agriculture sector is entering a new era of modernization with the launch of the CM High-Tech Farm Mechanization Interest-Free Loan Scheme 2026. This initiative is specially designed to help farmers, service providers, and entrepreneurs adopt advanced agricultural machinery with financial support from the Government of Punjab. The online registration process through cmhightech.punjab.gov.pk has made it easy for applicants to apply from their homes without visiting government offices.

This digital platform ensures that all applicants can register, submit documents, and track their application status efficiently. The process is transparent, quick, and fully supervised by the Punjab Agriculture Department and the Bank of Punjab, ensuring that only eligible candidates benefit from the scheme.

Purpose of the CM High-Tech Scheme

The CM High-Tech Farm Mechanization Scheme is more than just a loan plan; it is a complete agricultural development initiative. The purpose is to equip Punjab’s farmers with advanced tools that can reduce crop losses and improve productivity. The government’s vision is to build a self-sufficient and modern agricultural ecosystem where every farmer has access to technology.

This scheme also encourages private sector participation by offering interest-free loans to entrepreneurs and service providers in the agricultural sector. By promoting mechanization, Punjab aims to strengthen its food supply chain, reduce dependency on manual labor, and increase farmer income through efficient practices.

Key Features of the Scheme

To ensure maximum participation, the Punjab government has made this program accessible and farmer-friendly. Below are the main features of the CM High-Tech Farm Mechanization Interest-Free Loan Scheme 2026.

Feature	Details
Maximum Loan Limit	Up to PKR 30 million
Equity Requirement	Minimum 20% (Applicant’s own share)
Loan Type	Interest-free via Bank of Punjab
Eligible Applicants	Farmers, Service Providers, Entrepreneurs
Loan Tenure	5 years (20 equal quarterly installments)
Grace Period	6 months
Processing Fee	PKR 5,000 (non-refundable)

This structure ensures transparency and fairness. The Government of Punjab bears the full interest cost, making the loan completely interest-free for all beneficiaries.

Eligibility Criteria for Applicants

To apply successfully, the applicant must fulfill certain requirements set by the Punjab Agriculture Department. These conditions confirm that only serious and capable individuals can access the scheme’s benefits.

Eligibility Conditions Include:

Applicant must be a permanent resident of Punjab province.
Age must be between 21 and 65 years.
Farmers must own at least 5 acres of agricultural land.
Entrepreneurs must have a valid NTN number.
Service providers must be registered with the Agriculture Department.
CNIC and mobile number should be registered in the applicant’s own name.
Applicant must have a clean financial record and no previous loan defaults.
A 20% equity contribution must be paid upfront.
Attendance in training and inspection sessions is mandatory.
One application per person or business is allowed.

Machinery Covered Under the Scheme

Under the 2026 Mechanization Scheme, applicants can choose from a list of modern machines approved by the Punjab Agriculture Department. These machines are selected to improve efficiency across various stages of farming.

Available Machinery Includes:

Combine harvesters
Rice transplanters
Sugarcane harvesters
Potato planters and harvesters
Laser land levelers
Seed drills
Automatic sprayers
Cotton pickers
Silage machines
Baling machines
Straw choppers
Other approved hi-tech equipment

How to Register Online on cmhightech.punjab.gov.pk

The CM High-Tech Farm Mechanization portal is designed to make registration fast and easy. Farmers, service providers, and entrepreneurs can apply online without any manual paperwork.

Step-by-Step Registration Process:

Visit the official portal cmhightech.punjab.gov.pk.
Clcik on the apply now button and then selct create a new account
Select your category as Farmer, Service Provider, or Entrepreneur.
Enter your CNIC, mobile number, email, password, and confirm password.
Submit the form to receive an OTP on your registered mobile number.
Enter the OTP and log in using your CNIC, password, and captcha code.
After login, the dashboard will open — click on the confirm button to continue.
Full Name of the Applicant: Enter the applicant’s full name (required).
Father’s / Husband’s Name: Enter father’s or husband’s name (required).
CNIC Number of Applicant: Enter the 13-digit CNIC (numbers only, no dashes) (required).
CNIC Front Image (jpeg/jpg, max 50 KB): Upload front side of CNIC. File must be JPEG/JPG and ≤ 50 KB (required).
CNIC Back Image (jpeg/jpg, max 50 KB): Upload back side of CNIC. File must be JPEG/JPG and ≤ 50 KB (required).
CNIC Issuance Date: Select the CNIC issue date (required).
CNIC Expiry Date: Select the CNIC expiry date (required).
Date of Birth: Select applicant’s date of birth (required).
Age of Applicant: Age is calculated automatically from Date of Birth (verify it’s correct).
Gender of Applicant: Select Gender (Male / Female / Other) (required).
Mobile Number: Enter mobile number (required). Example: 0325-7418151.
Is mobile number registered at your name?: Select Yes or No (required).
Email Address (If any): Enter email address (optional).
Division Name: Select division from the dropdown (required).
District Name: Select district from the dropdown (required).
Tehsil Name: Select tehsil from the dropdown (required).
Address: Enter full residential address (required).
Is your living place the same where the land is situated?: Select Yes or No (required).
Final Step: Review & Submit:
Check all required fields (marked *).
Make sure CNIC images are clear and within 50 KB limit.
Confirm all details are correct.
Click Save & Continue to proceed.
In the second form enter the family detail and household information
In the 4rd form, entre the land details and clcik on the save
IN the 4th form, enter the 1st witness detail and upload witness documents
In the 5th form, enter the 5th witness detail and upload the document then clcik on the save and next
In the 6th form, review the application form and then click on the confirm button.

This process ensures accuracy and reduces the chances of rejection. Applicants are advised to use a stable internet connection and double-check all uploaded documents.

Filling Out the Application Forms

Once logged in, applicants will fill out six major forms in sequence. Each form requires different details that are important for verification.

Form Details:

Applicant Personal Information – Includes full name, CNIC, father/husband name, gender, mobile number, address, and district details.
Family and Household Information – Requires family composition, dependents, and contact information.
Land Details – Provide land ownership proof such as Fard or Inteqal and upload relevant documents.
Witness Details – Add information for two witnesses, including their CNIC and address.
Bank Details – Enter account information for payment and verification.
Review Section – Recheck all data before clicking the confirm button.

Once confirmed, your application is officially submitted for review by the Agriculture Department and the Bank of Punjab.

Loan Approval and Repayment

After submission, the Bank of Punjab reviews your documents and verifies eligibility. If approved, you will be notified to deposit your 20% equity amount.

After the deposit, the bank pays the remaining cost directly to the approved machinery supplier. The farmer then repays the loan in 20 equal quarterly installments over five years.

Security and Conditions

The scheme has specific conditions to ensure proper use of machinery and repayment safety. These rules protect both the applicant and the financing bank.

Security Requirements Include:

Machinery remains pledged to the bank until full repayment.
Personal guarantee and comprehensive insurance are mandatory.
Clean credit record and no default in the SBP e-CIB.
The applicant cannot sell or transfer the machinery for five years.
Regular inspections will be conducted by the Agriculture Department.

Government Support and Charges

The Government of Punjab provides full support through subsidies and interest-free financing. Applicants only pay minimal service and insurance charges.

These charges ensure the scheme runs smoothly and remains sustainable for future applicants.

Charges and Conditions Table

Description	Amount/Condition
Application Processing Fee	PKR 5,000
Insurance Premium	As per machine cost
Grace Period	6 months
Loan Tenure	5 years
Equity Contribution	Minimum 20%
Repayment	20 quarterly installments

Benefits for Farmers

This initiative is a breakthrough for Punjab’s agriculture sector, offering farmers an opportunity to transform their practices. It promotes modernization, efficiency, and long-term financial stability.

Main Benefits Include:

Access to interest-free financing up to PKR 30 million.
Increased productivity through modern machinery.
Reduced dependence on manual labor.
Growth of private agricultural enterprises.
Training sessions for safe and effective machine use.
Empowerment of youth and women in agriculture.
Promotion of sustainable and environmentally friendly farming.

Final Words

The cmhightech.punjab.gov.pk portal has simplified the registration process for the CM Punjab Hi-Tech Farm Mechanization Scheme 2026. With its digital system, farmers no longer need to visit offices or handle paper forms — everything can be done online efficiently.

This scheme is a vital step toward transforming Punjab’s agricultural economy. It empowers farmers to adopt innovation, increase yield, and ensure sustainable farming for future generations. Those who meet the eligibility criteria should take this opportunity and register online today to secure their place in the province’s agricultural revolution.

FAQs

1. What is the official portal for registration?
The official registration portal is cmhightech.punjab.gov.pk.

2. Who can apply for this loan?
Farmers, service providers, and agricultural entrepreneurs residing in Punjab are eligible.

3. Is the loan completely interest-free?
Yes, the Government of Punjab covers the full interest cost, making it 100% interest-free.

4. How long is the repayment period?
The total repayment period is five years, divided into 20 quarterly installments.

5. Can one person apply for multiple machines?
No, only one application per person or business is allowed under this scheme.

How To Get CM Punjab Flood Relief Card 2026 After Survey Completion – Full Process and Distribution Details

March 11, 2026 by CM-HighTech

How To Get CM Punjab Flood Relief Card 2025 After Survey Completion – Full Process & Distribution Details

How To Get CM Punjab Flood Relief Card 2026

How To Get CM Punjab Flood Relief Card 2026: The CM Punjab Flood Relief Card 2026 has been launched to support families affected by devastating floods across the province. This initiative, introduced by Chief Minister Maryam Nawaz, aims to help flood victims recover their financial stability and rebuild their lives with dignity. Under this program, every eligible family will receive a special Flood Relief Card that allows them to withdraw financial assistance directly from bank ATMs, ensuring complete transparency and fast delivery of aid.

The Punjab government has already started the card distribution in various flood-hit districts, with the process being conducted in phases to make it efficient and organized. This article explains the full process of how to get your Flood Relief Card after completing the survey, details of district-wise distribution, and the steps to withdraw your payment safely.

Also Read: BISP 8171 Balance Check 2026: Verify Latest Rs.13,500 Payment Online & Offline Before Withdrawal Using CNIC

Distribution Begins After Survey Completion

After completing the official survey, the Punjab government has initiated the Flood Relief Card 2026 distribution process. The survey helps identify genuine victims who suffered significant losses due to the floods. This data ensures that only eligible families receive financial support and that no one is left out.

The first phase of distribution has already started in 15 most-affected districts, where thousands of families have begun receiving their cards. Once this phase is completed, the next phase will begin immediately, covering all remaining flood-affected areas to make sure the entire province benefits from this relief program.

Districts Covered in Phase 1

To ensure fairness and transparency, the Punjab government has divided the Flood Relief Card distribution into two main phases. Phase 1 focuses on districts that experienced the most severe flood damage.

Phase	Districts Covered	Status
Phase 1	Lahore, Sahiwal, Kasur, Okara, Vehari, Rajanpur, Muzaffargarh, Layyah, Bahawalpur, Dera Ghazi Khan, Jhang, Lodhran, Chiniot, Bhakkar	Distribution in Progress
Phase 2	Remaining flood-affected districts	To Start After Phase 1 Completion

This structured approach helps the administration handle card distribution efficiently while maintaining transparency and ensuring that deserving families get their relief on time.

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How to Get Your Flood Relief Card

Once the survey in your area is completed and verified, you will receive an official SMS or call from your Assistant Commissioner’s (AC) office. This message will inform you that your Flood Relief Card is ready for collection.

To make the process smooth and simple, follow these basic steps when you get the notification:

Wait for an official SMS or call from your local AC office.
Visit the AC office with your original CNIC and any proof of flood-related loss.
Verify your details with the staff and sign the acknowledgment form.
Receive your Flood Relief Card and activate it at the designated bank branch or ATM.
Withdraw your payment directly from the ATM without paying any extra charges.

These steps have been designed to make the process transparent and ensure that no middleman is involved. Every family will get their payment directly from the bank.

Role of Survey Teams in Identifying Beneficiaries

Survey teams play an important role in verifying flood losses and identifying eligible families. They visit affected areas, assess damages, and record losses to ensure accurate data collection. These teams have already completed around 70% of their work, while the remaining areas are expected to be covered soon.

The verification process includes visiting damaged houses, checking livestock losses, and collecting other relevant information. After this data is confirmed, it is sent to the district administration for final approval and inclusion in the relief program. This ensures that funds reach genuine victims and that the relief distribution remains transparent.

Also Read: BISP 8171 November 2026 Payment Schedule, Requirements, And Verification Step-by-Step Guide

Step-by-Step Process to Receive the Flood Relief Card

The Punjab government has kept the entire process simple and transparent for flood victims. Each step ensures that eligible families can easily access their financial help after the survey.

Before the list of beneficiaries is finalized, the following steps take place:

Data from survey teams is collected and verified.
Approved lists are sent to the Assistant Commissioner’s office.
SMS notifications are sent to eligible families.
Families visit the AC office with their CNIC for verification.
Flood Relief Cards are handed over after verification.

Once the beneficiaries receive their cards, they can activate them and withdraw their payments directly from bank ATMs. This process is designed to avoid any form of corruption or delay in payment.

Using the Flood Relief Card at ATMs

Once you have received your Flood Relief Card, you can easily withdraw your payment using any participating bank’s ATM. The process is straightforward and ensures quick access to funds without standing in long queues.

Here’s how to use your card:

Insert your Flood Relief Card into the ATM.
Select the “Relief Payment” option on the screen.
Enter your PIN and desired withdrawal amount.
Collect your cash and transaction receipt.

This ATM-based system not only ensures faster payments but also helps maintain transparency and accountability in the entire relief process.

Also Read: 8171 Check Online CNIC 2026 BISP Payment Online And Full Guide Registration Guide For Ineligible Women

Ensuring Transparency in Distribution

The Punjab government has made it clear that the Flood Relief Card 2026 program will be implemented with complete transparency. Every step, from the survey to the payment, is being monitored to prevent misuse or corruption.

Officials have been directed to maintain digital records of all transactions, and strict action will be taken against anyone found guilty of irregularities. Moreover, beneficiaries can report any complaint directly to the district administration for quick resolution. This transparent approach ensures that the relief reaches deserving families effectively and without delay.

Important Guidelines for Beneficiaries

To ensure that you receive your Flood Relief Card and payments smoothly, you should follow some essential guidelines. These instructions will help avoid confusion and delays in the process.

Keep your CNIC and proof of flood damage ready for verification.
Provide accurate details during the survey process.
Do not pay any middleman or official for getting your card—it’s free.
Keep your registered mobile number active for official updates.
Report any suspicious activity to your district administration.

By following these simple steps, you can make sure that your card and payment are received without any issues or delays.

Also Read: BISP 8171 Web Portal Relaunched Step-By-Step Guide To Check Eligibility And Payment Status Online

Punjab Flood Relief Package Overview

Alongside the Flood Relief Card 2026, the Punjab government has also launched a special relief package for families who lost homes or livestock during the floods. This package ensures that victims get fair compensation according to their losses.

Here is a summary of the compensation structure announced by the Punjab government:

Category of Loss	Compensation Amount
Small livestock (goat, sheep, etc.)	Rs. 50,000 per animal
Large livestock (cow, buffalo, camel)	Rs. 500,000 per animal
Complete loss of a 2-room house	Rs. 500,000
Complete loss of a 4-room house	Rs. 1,000,000

This package provides meaningful financial support to families who lost property or animals, helping them rebuild their lives and restart their livelihoods.

Why the Flood Relief Card 2026 Is Important

The Flood Relief Card is not just a financial assistance tool it is a symbol of recovery and resilience for thousands of affected families. Many victims lost their homes, livestock, and income sources during the floods, leaving them in dire need of help.

Through this card, families can directly access their payments without relying on intermediaries. It ensures transparency, reduces corruption, and provides a quick and reliable way for the government to deliver aid. This program shows that the Punjab government is fully committed to supporting its citizens in difficult times.

What to Do If Your Area Has Not Started Distribution Yet

In areas where the distribution ceremony or process has not started yet, families should remain patient and alert. You can contact your local Assistant Commissioner’s office to confirm the schedule and expected date of distribution.

If your area has completed the survey but you have not received any message, it means the data is still under verification. Make sure your mobile number is active and registered correctly so you can receive updates promptly. Only trust official messages or calls from government sources, and avoid following unverified news or rumors.

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Final Words

The CM Punjab Flood Relief Card 2026 is a landmark initiative designed to help flood-affected families rebuild their lives with dignity. With its transparent distribution process, ATM-based payments, and district-level monitoring, the program ensures that every genuine victim receives timely financial support.

Families are advised to cooperate with survey teams, stay connected with local officials, and follow the official guidelines to receive their cards smoothly. This program is a strong example of how responsible governance can bring relief and hope to those in need.

Also Read: Chief Minister Punjab Hi Tech Farm Mechanization Finance Program For 30 Million Loan To Farmers Full Detail

FAQs

What is the CM Punjab Flood Relief Card 2026?
It is a government-issued card that allows flood victims to withdraw financial assistance directly from bank ATMs.

How will I know when my card is ready?
You will receive an official SMS or call from your Assistant Commissioner’s office once your card arrives.

What documents do I need to collect my card?
You must bring your original CNIC and any proof of flood-related loss to the AC office.

Can I use the card at any bank’s ATM?
Yes, you can withdraw your relief payment from any participating bank’s ATM without extra charges.

What should I do if my area’s distribution has not started?
Visit your AC office or contact them to confirm the date and schedule for card distribution in your area.

Basant 2026 in Lahore: A Historic Spring Festival Returns Under New Safety Rules

March 11, 2026 by CM-HighTech

Basant 2026 in Lahore

Basant 2026 in Lahore There are some festivals in the history of Lahore that are not just a joy but also become the identity of the city, and Basant is one of them. After a gap of many years, the return of Basant in 2026 is being hailed not just as a festival but as a cultural revival. This is the occasion when Lahore is once again going to be populated with the colors of spring, family joys and traditional activities, but this time in a new and responsible way.

بسنت 2026 لاہور کی تاریخ میں ایک نئے باب کا اضافہ ہے جو یہ ثابت کرتا ہے کہ روایتی تہواروں کو مکمل طور پر ختم کرنے کے بجائے انہیں بہتر منصوبہ بندی اور ذمہ دارانہ طرزِ عمل کے ساتھ دوبارہ زندہ کیا جا سکتا ہے۔ طویل وقفے کے بعد بسنت کی بحالی نہ صرف ثقافتی ورثے کے تحفظ کی علامت ہے بلکہ اس بات کا بھی اظہار ہے کہ انسانی جانوں کی سلامتی کو اولین ترجیح دی گئی ہے۔ سخت قوانین، زوننگ سسٹم، جدید نگرانی، اور خاندانی ماحول پر زور اس تہوار کو ماضی کی غلطیوں سے سیکھ کر ایک محفوظ شکل میں پیش کرتا ہے۔ مقامی تعطیل کے اعلان نے شہریوں کو اس موقع سے بھرپور لطف اٹھانے کا موقع دیا ہے، جبکہ ضروری خدمات کی دستیابی اس بات کی ضمانت ہے کہ روزمرہ زندگی متاثر نہ ہو۔ اگر عوام اور انتظامیہ مل کر ان اصولوں پر عمل کریں تو بسنت 2026 ایک کامیاب مثال بن سکتی ہے جو یہ دکھائے کہ ثقافت اور تحفظ ایک دوسرے کے مخالف نہیں بلکہ ایک دوسرے کے تکمیلی پہلو ہیں، اور یہی توازن لاہور کی شناخت کو مستقبل میں مزید مضبوط بنا سکتا ہے۔

Basant’s cultural roots and connection to Lahore

Basant has always been a part of the soul of Lahore. Celebrated at the beginning of spring, this festival used to bring a pleasant change in urban life. The roofs of houses would be populated, the streets would be lively and families would come together to make the day memorable. Over time, irresponsible attitudes and dangerous practices affected this tradition, leading to restrictions on it. The revival of Basant in 2026 is actually an attempt to bring back this tradition with its original spirit.

Basant in a new era: A fusion of tradition and poetry

Basant 2026 has been organized under new principles in the light of past experiences. This time, the focus is not only on entertainment but also on the protection of human lives. The Punjab government has made it clear that permission for the festival has been given on the condition that every activity will be in accordance with the prescribed rules. The aim of this strategy is to ensure that happiness and safety can go hand in hand.

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Kite flying rules and safety measures

Basant is known for kite flying, but this activity has caused problems in the past. In 2026, kite flying has been brought under a regular framework. There has been a complete ban on illegal strings, chemical-laced rods and dangerous equipment. Law enforcement agencies have been given special powers so that immediate action can be taken against any violation. This time, the message is clear that the festival will be celebrated, but without putting anyone’s life at risk.

Lahore Zoning and Management Strategy

To better control the city, Lahore has been divided into different administrative zones. Separate guidelines have been set for each zone to keep the crowd and activities in check. Modern surveillance systems, control rooms and aerial surveillance are being used to deal with any unusual situation in a timely manner.

Zone Type Activities Allowed Level of Surveillance
Green Zone Limited and Family Kite Flying Regular Surveillance
Yellow Zone Strict Surveillance of Activities at Specific Times
Red Zone Kite Flying Banned Extreme Surveillance

Family Environment and Child Involvement

Family environment has been given central position in Basant 2026. Special importance has been given to the safety of children and it has been emphasized that minors should participate in the celebrations only under the supervision of adults. The aim of this policy is to make Basant a responsible and safe family festival, and not a riotous gathering.

Local Holidays and Daily Routines in Lahore

To give the public a full opportunity to celebrate the festival, a local holiday has been declared in Lahore on February 6, 2026. On this day, government offices and educational institutions will remain closed or open with limited hours as per administrative instructions. However, essential services such as hospitals, rescue and transport services will remain functional so that civic amenities are not affected.

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Advance actions by law enforcement agencies

Ahead of Basant, operations against illegal kite flying and prohibited goods have been launched across the city. Raids have been conducted in various areas and a large quantity of illegal material has been seized. The aim of these measures is to ensure that no dangerous activities are left on the festival day.

Status of Basant at the national level

Although Basant has been given special status in Lahore, Basant Panchami continues to be observed as an optional holiday across the country. This means that offices and business activities in other cities will continue as usual, while Basant will be celebrated as a unique cultural day in Lahore.

Basant 2026 and Hope for the Future

Basant 2026 is not just a one-day celebration but a message that traditions can be preserved in line with modern requirements. If this experiment is successful, the way may be paved for celebrating Basant with the same discipline in the future as well. Lahore is once again going to prove that it is a city connected to its culture, but also knows how to move with the times.

Conclusion

Basant 2026 is a new chapter in Lahore’s history, proving that traditional festivals can be revived with better planning and responsible practices rather than being completely eliminated. The revival of Basant after a long hiatus is not only a symbol of cultural heritage preservation but also an expression of the fact that the safety of human lives is given top priority. Strict laws, zoning system, modern surveillance, and emphasis on family-friendly environment present the festival in a safe format by learning from the mistakes of the past. The declaration of a local holiday has given citizens the opportunity to enjoy the occasion to the fullest, while the availability of essential services ensures that daily life is not affected. If the public and the administration follow these principles together, Basant 2026 can become a successful example that shows that culture and safety are not opposites but complementary aspects of each other, and this balance can further strengthen Lahore’s identity in the future.

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CM High Tech Farm Mechanization Scheme 2026: List of Approved Agricultural Machinery in Punjab

March 10, 2026 by CM-HighTech

CM High Tech Farm Mechanization Scheme

The Government of Punjab has launched the CM High Tech Farm Mechanization Scheme 2026 to modernize agriculture and support farmers in adopting advanced farming practices. The scheme is designed to help farmers move away from labor-intensive traditional methods and shift toward technology-driven, efficient, and sustainable farming.

Under this initiative, farmers can access subsidized loans to purchase modern agricultural machinery. However, not every machine available in the market is eligible. Only machinery officially approved under the scheme qualifies for financing. Understanding which equipment is approved is essential before applying.

This article provides a complete and easy-to-understand overview of the machinery approved under the CM High Tech Scheme 2026 and explains why these machines are prioritized.

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Why the Scheme Allows Only Approved Machinery

The Punjab government follows a structured approval system to protect farmers and public funds. Each machine included in the scheme is selected after technical evaluation by agriculture experts and engineers.

Approval ensures that machinery is suitable for Punjab’s crops, soil conditions, and climate. It also guarantees durability, availability of spare parts, proper service support, and long-term economic benefits for farmers. This approach prevents the use of low-quality or unsuitable equipment that could increase costs instead of improving productivity.

Tractors as the Core of Farm Mechanization

Tractors play a central role in agricultural mechanization and are one of the most important components of the scheme. The government approves tractors across different horsepower ranges to meet the needs of farmers with varying land sizes.

Approved Tractor Categories

Tractor Type	Suitable For
Low horsepower tractors	Small farms and horticulture
Medium horsepower tractors	Average landholdings
High horsepower tractors	Commercial and large-scale farming

Approved tractors help farmers reduce manual labor, save time, and operate multiple farming implements efficiently while meeting emission and safety standards.

Punjab High-Tech Mechanization Loan Scheme 2026 Up to 30 Million Without Interest On 5-Year Installment Full Details

Laser Land Leveller for Water Efficiency

Laser land levellers are strongly encouraged under the CM High Tech Scheme due to Punjab’s increasing water stress. Uneven fields cause water wastage and uneven crop growth, which directly impacts yield.

Laser levelling technology ensures a uniformly leveled field, allowing equal water distribution. This results in significant water savings, better fertilizer use, and improved crop yields, making it a strategic investment for sustainable agriculture.

Precision Sowing Equipment and Planters

Modern agriculture relies heavily on precision sowing, and the scheme supports this by approving various seed drills and planters.

These include wheat seed drills, rice transplanters, maize planters, and vegetable planters. Such machinery ensures accurate seed placement at the correct depth and spacing, leading to better germination, uniform crop growth, and reduced seed wastage.

Harvesting Machinery to Reduce Crop Losses

Harvesting is one of the most labor-intensive and time-sensitive stages of farming. To address labor shortages and rising wages, the scheme supports mechanized harvesting solutions.

Combine harvesters and crop-specific reapers are approved because they allow faster harvesting, minimize post-harvest losses, and ensure timely crop collection. These machines are especially useful during peak harvesting seasons when labor availability is limited.

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Soil Preparation Equipment for Better Crop Establishment

Proper soil preparation is critical for successful farming. The scheme includes machinery that helps farmers prepare fine and healthy seedbeds.

Approved equipment such as rotavators, disc harrows, and power tillers improve soil structure, reduce fuel consumption, and save time. These machines are widely used in Punjab and have proven effective under local soil conditions.

Spraying and Fertilizer Application Machinery

Efficient use of fertilizers and pesticides is essential for controlling costs and protecting the environment. The scheme includes advanced spraying and fertilizer application equipment to support this goal.

Boom sprayers, improved knapsack sprayers, and fertilizer broadcasters ensure uniform application of inputs. This leads to better pest control, reduced chemical wastage, improved crop health, and enhanced farmer safety.

Conservation Agriculture and Climate-Smart Equipment

To address environmental challenges such as soil degradation and stubble burning, the CM High Tech Scheme promotes conservation agriculture machinery.

Zero till seed drills, happy seeders, and mulchers are approved to encourage residue management and minimum tillage practices. These machines help improve soil health, reduce fuel use, lower emissions, and support climate-resilient farming systems.

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Post-Harvest and Value-Addition Machinery

Post-harvest losses significantly affect farmer income. To tackle this issue, the scheme includes machinery that improves handling and processing after harvest.

Approved equipment such as threshers, grain cleaners, and small handling systems help maintain crop quality, reduce losses, and increase market value. This enables farmers to earn better returns from their produce.

Machinery Generally Not Eligible Under the Scheme

Farmers should be aware that certain types of equipment are usually not approved. These include second-hand machinery, non-certified imports, equipment without service support, and machines unsuitable for Punjab’s cropping patterns.

Purchasing non-approved machinery can result in loan rejection, making verification a critical step before applying.

How Approved Machinery Supports Loan Repayment

The machinery approved under the CM High Tech Scheme is carefully selected to ensure it contributes directly to farm income. By improving productivity, reducing operational costs, and saving time, these machines help farmers generate enough returns to comfortably repay loan installments.

This alignment between machinery selection and repayment capacity is a key reason behind the scheme’s design.

Conclusion

The CM High Tech Farm Mechanization Scheme 2026 offers Punjab’s farmers a practical pathway toward modern, efficient, and sustainable agriculture. From tractors and laser land levellers to planters, harvesters, and conservation tools, every approved machine serves a clear purpose.

By choosing only approved machinery, farmers not only secure financial support but also invest in long-term productivity, environmental sustainability, and economic stability. Proper awareness and informed selection can turn this scheme into a powerful tool for agricultural growth in Punjab.

YOU CAN ALSO READ: BISP 8171 Web Portal Relaunched Step-By-Step Guide To Check Eligibility And Payment Status Online

Punjab High-Tech Mechanization Loan Scheme 2026 Up to 30 Million Without Interest On 5-Year Installment Full Details

March 10, 2026 by CM-HighTech

Punjab High-Tech Mechanization Loan Scheme 2026

Punjab High-Tech Mechanization Loan Scheme 2026: The Punjab government, under the leadership of Chief Minister Maryam Nawaz, has officially launched the Punjab High-Tech Mechanization Loan Scheme 2026. This program aims to bring a technological revolution to the agriculture sector by providing farmers, entrepreneurs, and service providers with interest-free loans of up to PKR 30 million. The purpose of the scheme is to promote the use of high-tech machinery, increase productivity, and reduce dependence on manual labor in farming activities.

This initiative reflects the government’s commitment to supporting farmers and transforming agriculture into a modern, efficient, and profitable sector. Through easy financing facilitated by the Bank of Punjab, farmers can now purchase advanced machinery without facing heavy interest burdens. The program will help in achieving sustainable agricultural growth, improving yields, and reducing post-harvest losses across Punjab.

Also Read:cmhightech.punjab.gov.pk Portal: How Farmers Can Register Online In 2026 Step-by-Step Method

Objective of the High-Tech Mechanization Scheme

The main goal of this scheme is to introduce technological advancement in Punjab’s agriculture sector. It focuses on helping farmers transition from traditional manual practices to modern, efficient, and mechanized farming methods. By using high-tech machinery, farmers can achieve higher yields, better crop quality, and reduced wastage.

Another important objective is to empower agricultural entrepreneurs and service providers who can offer machinery-based services to small-scale farmers. This ensures that even those who cannot afford to buy equipment can still benefit from modern tools through rental or service-based models. The government’s vision is to make agriculture more competitive and self-sustaining through smart technology.

Key Features of the Mechanization Loan Scheme

The Punjab High-Tech Mechanization Loan Scheme 2026 offers several unique features designed to make the financing process simple and transparent for applicants.

Maximum loan limit of PKR 30 million for each applicant.
Interest-free financing provided through the Bank of Punjab.
Repayment period of 5 years, divided into 20 equal quarterly installments.
Six-month grace period before repayment begins.
Applicants must contribute 20% of the total machinery cost as equity.
Open to farmers, service providers, and entrepreneurs aged between 21 and 65 years.
Financing available for 12 types of high-tech agricultural machinery.
A one-time subsidy per applicant is available under the scheme.
Application processing fee of PKR 5,000 only.

These features ensure that farmers can easily acquire modern machinery without being burdened by interest or complex financing requirements.

Also Read: CM Punjab 30 Million Farmer Loan Scheme For Mechanization Know Repayment Plan And Key Features

Eligibility Criteria for Applicants

The Punjab government has established clear eligibility criteria to ensure that only genuine and qualified individuals can benefit from the program. This helps maintain fairness and transparency in loan distribution.

Applicant must be a permanent resident of Punjab.
Entrepreneurs should possess a valid NTN (National Tax Number).
Farmers must own a minimum of 5 acres of agricultural land.
Service providers must be registered with the Agriculture Department, Government of Punjab.
The applicant should have a valid CNIC and a registered mobile number.
Age limit is between 21 and 65 years.
The applicant must have a clean credit history with no overdue loans.
Applicants must be able to pay quarterly installments as assessed by the bank.
A 20% contribution toward the machinery cost is mandatory.
Willingness to attend training sessions and allow monitoring visits is required.

These conditions ensure that loans are granted responsibly and used for the intended purpose of improving agricultural productivity.

Machinery Covered Under the Scheme

The scheme covers a variety of modern agricultural machinery to enhance crop cultivation and reduce human labor. The selected equipment is suitable for different types of crops and farming methods across Punjab.

Wet combine harvester
Rice planter
Multi-crop planter
Silage harvester
Wet straw baler
Orchard air blast sprayer
Table cob harvester
Nursery machine
Orchard pruner
Rice harvester

All these machines are sourced from top manufacturers across countries such as China, Turkey, Japan, England, the USA, Brazil, Spain, and Belarus. This ensures that farmers gain access to globally recognized technology suited for local agricultural needs.

Also Read: CM High Tech Mechanization Loan Scheme 2026 Requirements For Application And Security Details

Loan Details of the High-Tech Mechanization Program

The financial structure of the scheme has been designed to ensure ease of repayment and zero interest burden for farmers and service providers.

Feature	Description
Maximum Loan Limit	PKR 30 Million
Interest Rate	0% (Interest-Free)
Loan Tenure	5 Years
Repayment Frequency	20 Quarterly Installments
Grace Period	6 Months
Applicant’s Share	20% Equity
Processing Fee	PKR 5,000
Machinery Covered	12 Types of High-Tech Equipment

This table highlights the simple and farmer-friendly structure of the program, enabling smooth financial planning for all participants.

Also Read: How To Apply Online For CM High Tech Mechanization Loan Scheme 2026 Step-By-Step Method 2026

Loan Process and Repayment Method

The loan process under the CM High-Tech Mechanization Scheme is transparent and easy to follow. The Bank of Punjab manages the financing with strict monitoring to ensure responsible use of funds.

The applicant applies through the official online portal and submits required documents.
Once the application is approved, the applicant deposits 20% of the total machinery cost as equity.
The bank finances the remaining 80% and pays it directly to the approved supplier.
Repayment is made over 20 equal quarterly installments within 5 years.
The government covers all interest charges, making it a completely interest-free loan.

This system allows farmers to access modern machinery without immediate financial strain while maintaining financial discipline.

Security and Insurance Conditions

To ensure financial safety and transparency, the program includes mandatory security and insurance requirements for every applicant.

The financed machinery remains hypothecated to the bank until full repayment.
Applicants must provide a personal guarantee or collateral.
Comprehensive insurance covering theft, fire, accidents, and natural disasters is compulsory.
Land ownership verification or alternate security proof is required.
A clean record from the State Bank of Pakistan’s e-CIB system is mandatory.

These measures protect both the borrower and the bank while ensuring that the machinery is used strictly for agricultural purposes.

Also Read: CM High-Tech Mechanization Approved Machinery Price List & Suppliers Details 2026

How to Apply for the Punjab Mechanization Loan Scheme

The Punjab government has simplified the application process, making it accessible to farmers and entrepreneurs across the province. Interested candidates can apply online easily by following these steps.

Visit the official website: cmhightech.punjab.gov.pk
Register using your CNIC and mobile number.
Select the applicant type (Farmer, Service Provider, or Entrepreneur).
Fill out the online application form and choose the required machinery.
Upload all necessary documents, including CNIC, land proof, and registration certificates.
Review the details carefully before submitting the application.
After submission, the Bank of Punjab and Agriculture Department jointly verify all information before approval.

Applicants should ensure that they meet all requirements and submit accurate information to avoid delays or rejection.

Impact on Punjab’s Agriculture Sector

The Punjab High-Tech Mechanization Loan Scheme 2026 is expected to bring revolutionary changes to the province’s agricultural landscape. Farmers will now be able to cultivate larger areas efficiently and harvest crops on time, minimizing losses due to delayed manual labor. The introduction of mechanized tools will help improve both productivity and product quality.

In addition, the program will create new opportunities for rural entrepreneurs who can provide machinery services to small farmers. This will promote rural employment, improve income levels, and strengthen local economies. Ultimately, this scheme represents a major step toward a sustainable, technology-driven agricultural future for Punjab.

Final Words

The Punjab High-Tech Mechanization Loan Scheme 2026, introduced by Chief Minister Maryam Nawaz, is a landmark step toward modernizing agriculture in the province. By providing interest-free loans of up to PKR 30 million with flexible repayment terms, the government is empowering farmers to adopt high-tech machinery and boost productivity.

This initiative not only supports farmers financially but also ensures that Punjab’s agriculture becomes more efficient, competitive, and sustainable in the years to come.

FAQs

Who can apply for the High-Tech Mechanization Loan Scheme 2026?
Farmers, service providers, and agricultural entrepreneurs who are residents of Punjab can apply.

Is the loan completely interest-free?
Yes, the Punjab government bears all interest costs, keeping the loan entirely interest-free.

What is the maximum loan amount under the scheme?
Applicants can receive up to PKR 30 million based on eligibility and machinery requirements.

How long is the repayment period for the loan?
The repayment duration is five years, divided into 20 equal quarterly installments.

Where can applicants submit their applications?
Interested candidates can apply online through the official website cmhightech.punjab.gov.pk.

cmhightech.punjab.gov.pk Registration And Login Method 2026 For Maryam Nawaz 30 Loan Scheme

March 10, 2026 by CM-HighTech

cmhightech.punjab.gov.pk Registration And Login

cmhightech.punjab.gov.pk Registration And Login: The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz, has launched a revolutionary initiative called the Chief Minister Punjab Hi-Tech Farm Mechanization Financing Program. This program aims to transform the agriculture sector by offering interest-free loans of up to PKR 30 million to farmers, service providers, and agricultural entrepreneurs. Through the official website cmhightech.punjab.gov.pk, applicants can easily register, apply, and track their applications without visiting any physical office.

This digital loan portal ensures transparency, security, and convenience for users across Punjab. It connects directly with the Bank of Punjab and the Agriculture Department, providing a seamless online experience for registration, loan application, and approval.

Also Read: WAPDA Internship Program 2026 Online Apply For 25000 Monthly Stipend Know Step-By-Step Guide

What Is The CM Punjab Hi-Tech Farm Mechanization Loan Scheme 2026

The CM Hi-Tech Mechanization Scheme is a flagship project designed to support farmers and agri-entrepreneurs in modernizing farming practices. It provides interest-free financing for the purchase of high-tech machinery, helping increase productivity and reduce manual labor.

This scheme is part of the Punjab Government’s broader vision for smart agriculture, ensuring that farmers can compete globally with advanced tools and mechanized systems. Through cmhightech.punjab.gov.pk, applicants can access the entire system online—from registration to approval—without dealing with complex paperwork.

Key Features Of The Online Portal

The cmhightech.punjab.gov.pk portal is built to simplify the process and make loan applications accessible for everyone in the agriculture sector. It ensures that every step of the process—from verification to approval—is transparent and digital.

Some of the most important features of the portal include:

Online registration for farmers, service providers, and entrepreneurs
Secure CNIC verification and captcha protection
Direct connection with Bank of Punjab for financing
Option to upload and manage documents easily
Real-time loan tracking and application status updates
Email and SMS alerts for every important update

This platform promotes digital governance and helps farmers save time, effort, and money while ensuring data safety and transparency.

Also Read: Punjab High-Tech Mechanization Loan Scheme 2026 Up to 30 Million Without Interest On 5-Year Installment Full Details

How To Register On cmhightech.punjab.gov.pk

Before applying for the interest-free loan, each applicant must create an account on the official website. The process is simple, user-friendly, and takes only a few minutes.

Visit the official website cmhightech.punjab.gov.pk
Click on “Create an Account” on the homepage
Choose your category: Farmer, Service Provider, or Entrepreneur
Enter your CNIC number and active mobile number
Add your email address (optional but recommended)
Create a strong password and confirm it
Type the captcha code exactly as shown
Click on “Register” to complete your account setup

After registration, you will receive a verification code via SMS or email. Once verified, your account becomes active, and you can log in to start your loan application.

Categories Available For Registration

Applicants must choose their correct category carefully, as it determines the type of machinery and loan they qualify for. Each category has specific eligibility requirements.

Category	Eligibility Criteria	Description
Farmer	Must own at least 5 acres of agricultural land	Suitable for individual farmers applying for machinery loans
Service Provider	Must be registered with Agriculture Department (Field Wing)	For those offering farming services to others
Entrepreneur	Must hold a valid NTN number	For investors and business owners in the agriculture sector

Choosing the correct category ensures that you qualify for the right kind of financing and that your application is processed quickly.

Also Read: CM High-Tech Mechanization Approved Machinery Price List & Suppliers Details 2026

Step-By-Step Login Method

Once your account is registered and activated, logging in to the portal is very easy. The login section is designed for convenience, allowing users to manage their applications anytime.

Here are the steps to log in:

Visit cmhightech.punjab.gov.pk and click on “Login”
Enter your CNIC number (without spaces or dashes)
Type your password carefully (passwords are case-sensitive)
Enter the captcha code exactly as shown
Click “Login” to access your dashboard

Through your dashboard, you can upload documents, track verification stages, and view updates from the Bank of Punjab or the Agriculture Department.

How To Recover Forgotten Password

If you forget your password, there is no need to worry. The portal provides a straightforward password recovery feature.

To reset your password, follow these steps:

Click on “Forgot Password?” on the login page
Enter your CNIC number correctly
You’ll receive a reset code or link via SMS or email
Create a new password and confirm it
Log in again using your new password

This ensures you can always regain access to your account without any difficulty.

Also Read: How To Apply Online For CM High Tech Mechanization Loan Scheme 2026 Step-By-Step Method 2026

Common Problems And Their Solutions

Sometimes applicants face minor issues during registration or login. Understanding the cause helps you solve them quickly.

CNIC not accepted → Recheck your CNIC format (without spaces)
OTP not received → Ensure the SIM is registered under your CNIC
Captcha not working → Refresh the captcha and try again
Website not loading → Switch to Chrome or Microsoft Edge browser
Forgotten password → Use the “Forgot Password” feature to reset

Keeping these troubleshooting tips in mind helps ensure smooth access to the portal.

Important Tips For Successful Registration

To make your registration and application process smooth, follow these practical tips before and during registration.

Always use Google Chrome or Microsoft Edge for better performance
Keep your CNIC, land documents, and NTN ready before registration
Use a stable internet connection
Log out after every session to protect your data
Never share your password or OTP with anyone

Following these steps not only ensures safety but also avoids unnecessary delays during the application process.

What Happens After You Login

After successfully logging in, you can perform multiple tasks on your personal dashboard. The system allows full control of your application and documents.

Here’s what you can do after logging in:

Select the type of high-tech machinery you want to purchase
Upload CNIC, land ownership papers, and other documents
Review your application and submit it
Track verification status from the Bank of Punjab
Receive notifications and updates directly on your dashboard

Once your loan is approved, you will be informed through SMS or email, and the amount will be processed accordingly.

Also Read: CM High Tech Mechanization Loan Scheme 2026 Requirements For Application And Security Details

Security And Privacy Measures

The Punjab Government has ensured complete security of personal information through strong encryption and verification systems. Every step of the process is monitored and verified.

Your data is shared only with authorized institutions such as:

The Bank of Punjab
Punjab Agriculture Department
Government monitoring units

This ensures that the applicant’s information remains confidential and used only for official purposes.

Why The Online System Is A Game Changer

The cmhightech.punjab.gov.pk portal represents a major shift toward digital governance in Pakistan’s agriculture sector. It eliminates manual paperwork, reduces errors, and saves time for applicants.

By digitizing the entire process, farmers and entrepreneurs can easily access financial support from anywhere in Punjab. This system promotes transparency and trust, ensuring fair opportunities for all eligible applicants.

Also Read: CM Punjab 30 Million Farmer Loan Scheme For Mechanization Know Repayment Plan And Key Features

Final Thoughts

The CM Punjab Hi-Tech Farm Mechanization Financing Program 2026 under Maryam Nawaz is a major step toward modern and smart agriculture. The interest-free loans of up to PKR 30 million allow farmers to adopt advanced machinery and boost productivity. By following the simple registration and login steps at cmhightech.punjab.gov.pk, anyone eligible can apply without hassle. This initiative bridges the gap between technology and agriculture, ensuring that Punjab’s farming sector moves toward a prosperous future.

The program’s transparent online system empowers farmers, reduces paperwork, and brings government services directly to their fingertips — truly a step toward digital and developed Pakistan.

Also Read: cmhightech.punjab.gov.pk Portal: How Farmers Can Register Online In 2026 Step-by-Step Method

FAQs

What is the CM Punjab Hi-Tech Mechanization Loan Scheme 2026?

It is an interest-free loan program for farmers, service providers, and entrepreneurs to buy advanced agricultural machinery.

Who can apply for the loan?

Farmers with at least 5 acres, registered service providers, and entrepreneurs with valid NTN can apply.

Is registration available only online?

Yes, all applications must be submitted online at cmhightech.punjab.gov.pk.

What is the maximum loan amount offered?

Applicants can receive up to PKR 30 million in interest-free financing.

How will applicants know their loan status?

Applicants can log in to their dashboard to track their application and receive SMS or email updates.

CM High-Tech Mechanization Approved Machinery Price List & Suppliers Details 2026

March 10, 2026 by CM-HighTech

CM High-Tech Mechanization Approved Machinery Price List

CM High-Tech Mechanization Approved Machinery Price List: The Government of Punjab has introduced the CM High-Tech Mechanization Scheme 2026 to promote modern agricultural practices and improve farm productivity. This initiative offers interest-free loans of up to PKR 30 million for the purchase of advanced machinery and equipment. The program primarily targets farmers, service providers, and agri-entrepreneurs to encourage the adoption of efficient and time-saving agricultural technologies across the province.

Through this scheme, Punjab aims to strengthen the private sector’s involvement in agriculture by enabling easier access to high-tech machinery. It focuses on reducing losses caused by delayed or inefficient harvesting, threshing, and handling. By promoting timely mechanized operations, farmers can achieve better crop yields, lower input costs, and enhance their overall profitability.

Also Read: CM High Tech Mechanization Loan Scheme 2026 Requirements For Application And Security Details

Purpose and Benefits of the Scheme

The High-Tech Mechanization Scheme provides a major step toward transforming traditional farming into a modern, productive system. It ensures the availability of the latest agricultural technologies such as combine harvesters, seed drills, balers, irrigation systems, tractors, and precision sprayers. These tools help farmers manage large areas efficiently with minimal labor dependency.

The scheme benefits include:

Interest-free financing up to PKR 30 million
Availability of latest high-tech agricultural machinery
Encouragement for private sector investment through supported bank financing
Reduction in post-harvest losses and improvement in crop quality
Empowerment of rural entrepreneurs and service providers

Also Read: CM Punjab 30 Million Farmer Loan Scheme For Mechanization Know Repayment Plan And Key Features

Machinery and Equipment Covered under the Scheme

The program supports the purchase of 12 specific high-tech machines. These include equipment for harvesting, planting, irrigation, and field preparation. The machinery displayed in the scheme includes balers, irrigation systems, modern tractors, silos, combine harvesters, seed drills, sprayers, rotary tillers, and sugarcane harvesters. Each type of machinery contributes to different stages of agricultural productivity, making operations faster, efficient, and sustainable.

Agricultural Machinery Price List

Al-Inayat & Sons

Type of Machine	Model	Price (Rs./Unit)
Wheat Combine Harvester	LY 4LZ-6.0	9,761,000.00
Wheat Combine Harvester	4LZ-7.0 Plus	11,061,000.00
Rice Transplanter with Nursery Raising Machine	(RIDDING TYPE) 2ZG-6D	7,135,000.00
Rice Transplanter with Nursery Raising Machine	(RIDDING TYPE) 2ZG-8D	8,925,000.00
Rice Transplanter with Nursery Raising Machine	(RIDDING TYPE) 2ZS-4	1,095,000.00
Rice Combine Harvester	LY 4LZ-6.0	9,761,000.00
Rice Combine Harvester	4LZ-7.0 Plus	11,061,000.00
All type of Baler	EXPRESS 5040	8,500,000.00
All type of Baler	9YFQ-1.7	5,200,000.00
All type of Baler	9YFQ-1.9	5,200,000.00
All type of Baler	9YFQ-2.2A	5,200,000.00
Maize Cob Harvester	4YZ-3WA	14,100,000.00
Maize Cob Harvester	4YZ-4SJ	16,500,000.00
Maize Cob Harvester	4YZ-4SH	16,500,000.00
Maize Cob Harvester	4YZ-5H	19,100,000.00
Maize Cob Harvester	4YZL-6	21,600,000.00
Silage Harvester	FTN-1000	6,512,300.00
Maize Cob Grain Dryer	HAS250	9,500,000.00
Orchard Air Blast Sprayer	LOCAL	5,000,000.00
Centre Pivot Irrigation System	CP-10H 24 Acer	8,550,000.00
Centre Pivot Irrigation System	CP-20H 48 Acer	10,500,000.00
Centre Pivot Irrigation System	CP-40H 96 Acer	18,800,000.00
Centre Pivot Irrigation System	CP-50H 120 Acer	23,600,000.00
Centre Pivot Irrigation System	CP-60H 150 Acer	29,500,000.00
Centre Pivot Irrigation System	DYP-198 75 Acer	15,500,000.00
Centre Pivot Irrigation System	DYP-432 149 Acer	28,500,000.00
High Power Tractor (>85 HP)	B-1204 100HP	7,050,000.00
High Power Tractor (>85 HP)	D-1204 120HP	9,922,500.00
Multi Crop Planter	AL-INAYAT	3,500,000.00

Aliz International & Solgro (Consortium)

Type of Machine	Model	Price (Rs./Unit)
All type of Baler	Super Yunus Smal Square Baler 220	6,750,000.00
Rice Combine Harvester	4ZL-6.0	10,000,000.00
Rice Combine Harvester	4ZL-7.0 (Cabin)	11,000,000.00
Maize Cob Harvester	4YZK-4AC	20,000,000.00
Maize Cob Harvester	4YZK-4AD	22,500,000.00
Maize Cob Harvester	4YZK-4AGD	25,000,000.00

Bashir Trading Corporation

Type of Machine	Model	Price (Rs./Unit)
Wheat Combine Harvester	4LZ-98	27,000,000.00
Rice Combine Harvester	4LZ-7.0E	9,000,000.00
All type of Baler	950	9,500,000.00
Maize Cob Harvester	4YZP-4FC	13,500,000.00
Silage Harvester	850	30,000,000.00
High Power Tractor (>85 HP)	ZL904	6,000,000.00

BMITCO (Pvt) Ltd

Type of Machine	Model	Price (Rs./Unit)
Rice Transplanter with Nursery Raising Machine	Riding Type YR80D	7,500,000.00
Rice Combine Harvester	AG600	19,000,000.00
Rice Transplanter with Nursery Raising Machine	Riding Type YR60D	5,900,000.00
Rice Transplanter with Nursery Raising Machine	Riding Type YR80D	6,500,000.00
Rice Transplanter with Nursery Raising Machine	Riding Type 2ZG-630D1	6,800,000.00
Rice Transplanter with Nursery Raising Machine	Riding Type 2ZG-830D1	7,800,000.00
Rice Transplanter with Nursery Raising Machine	Riding Type 2ZG-825D1	7,200,000.00
Wheat Combine Harvester	AW70GV Track Type	17,500,000.00
Rice Transplanter with Nursery Raising Machine	Riding Type YR60D	6,800,000.00
Rice Combine Harvester	AW-85	23,500,000.00
Rice Combine Harvester	YH-880	19,000,000.00
All type of Baler	KA555	7,000,000.00
Orchard Pruner	FLORIX	800,000.00
Orchard Pruner	CRV-X Plus	800,000.00
Orchard Air Blast Sprayer	TY-TSM/TST Series	4,500,000.00
Maize Cob Grain Dryer	N/A	20,000,000.00
Multi Crop Planter	C900	4,850,000.00

Check More Approved Machinery companies, Price, And Model Details

Farmers can choose from a wide range of approved suppliers and models that are certified under this scheme. Below is a sample list of approved machinery with suppliers and prices.

Financial Assistance and Loan Terms

Under this initiative, interest-free loans are offered for financing high-tech agricultural machinery. Applicants can access funds up to PKR 30 million to buy approved machines. These loans are designed to support mechanized farming operations and are available for both individual farmers and registered service providers.

Charges and fees applicable:

Initial application processing fee: PKR 5,000
Other bank charges as per the bank’s own policy
Late payment charges will be applied according to the bank’s schedule of charges in case of delayed installments

ابتدائی درخواست کی پروسیسنگ فیس 5,000 روپے ہے جبکہ دیگر بینک چارجز بینک کی پالیسی کے مطابق لاگو ہوں گے۔ اقساط کی تاخیر کی صورت میں لیٹ فیس مستفید کنندہ سے وصول کی جائے گی۔

Approved Machinery under CM High-Tech Mechanization Scheme 2026

Under the CM High-Tech Mechanization Scheme 2026, only officially approved agricultural machines are eligible for interest-free financing. These machines are designed to support different farming operations — from soil preparation and planting to harvesting and post-harvest management. The aim is to help farmers adopt reliable, high-performance equipment that ensures better efficiency and productivity.

Combine Harvester
Wheat Harvester
Sugarcane Harvester
Tractor (various horsepower models)
Baler and Forage Baler
Seed Drill and Planter
Irrigation System and Sprinkler Equipment
Boom Sprayer and Mist Sprayer
Rotary Tiller and Cultivator
Silo and Grain Storage Units
Potato Digger and Vegetable Harvester
Excavator and Loader for farm handling

Each of these machines plays a key role in reducing labor costs and increasing field efficiency. With modern implements such as automatic seed drills, efficient harvesters, and precision irrigation systems, farmers can save time and ensure consistent crop performance throughout the season.

Also Read: cmhightech.punjab.gov.pk Portal: How Farmers Can Register Online In 2026 Step-by-Step Method

Eligibility and Key Conditions

To ensure transparency and fair access, applicants must meet specific conditions before loan approval. Registration with the Federal Board of Revenue (FBR) is mandatory for all applicants. The funds provided must strictly be used for the purchase of approved high-tech machines listed under the program.

Key conditions include:

Funds usage is restricted to 12 listed machines only
FBR registration is compulsory before loan approval
Only one application is allowed per individual, service provider, or entrepreneur
The purchased machinery cannot be sold or transferred for at least five years or until full loan repayment

These conditions aim to ensure that the financed equipment remains in use for agricultural improvement rather than being diverted for profit. The policy helps promote long-term investment in modern farming and rural development.

Final Words

The CM High-Tech Mechanization Scheme 2026 is a major move toward sustainable and technologically advanced agriculture in Punjab. It empowers farmers and entrepreneurs with financial assistance and access to efficient farming machinery, ensuring better crop yields and reduced manual labor.

By integrating modern technology such as combine harvesters, balers, seed drills, irrigation systems, and sprayers, this initiative sets a new standard for mechanized farming in Pakistan. It not only improves productivity but also creates new opportunities for the rural workforce and agri-service providers across the province.

FAQs

What is the CM High-Tech Mechanization Scheme 2026?

It’s a Punjab government program offering interest-free loans up to PKR 30 million for purchasing high-tech agricultural machinery. The scheme aims to modernize farming and improve productivity.

Who can apply for the High-Tech Mechanization Scheme?

Registered farmers, service providers, and agri-entrepreneurs with FBR registration can apply. Each applicant is allowed only one loan application.

Which types of machinery are approved under this scheme?

Approved machines include combine harvesters, tractors, balers, seed drills, sprayers, irrigation systems, and other hi-tech farming tools. Only listed and verified models qualify.

What are the fees and charges involved in applying?

A PKR 5,000 processing fee applies, along with other bank charges as per policy. Late payments may incur extra charges based on the bank’s schedule.

Can the financed machinery be sold before loan repayment?

No, the financed machinery cannot be sold or transferred for five years or until the loan is fully repaid. This ensures it is used for agricultural purposes only.

Punjab Nigehban Ramzan Package 2026 Complete Guide to Eligibility, Registration, and Rs 10,000 Cash Relief

March 10, 2026 by CM-HighTech

Punjab Nigehban Ramzan Package

The Punjab Nigehban Ramzan Package 2026 is a large-scale welfare initiative launched by the Punjab Government to support low-income families during the holy month of Ramzan. Rising inflation has made it difficult for many households to manage daily food expenses, especially sehri, iftar, and Eid preparations. This relief program is designed to reduce that burden through a transparent and dignified support system.

Under the leadership of Chief Minister Maryam Nawaz Sharif, the government has allocated a historic budget of Rs 47 billion for this package. The program targets millions of deserving families across Punjab and focuses on direct cash assistance, subsidized food items, and respectful distribution methods that eliminate long queues and middlemen.

YOU CAN ALSO READ: Pak-Russia Scholarship Announced In 2026: Know Eligibility, Required Documents, And Registration Details

What Is the Punjab Nigehban Ramzan Package 2026?

The Punjab Nigehban Ramzan Package 2026 is a Ramzan-specific relief program that provides financial support and essential food items to eligible households. Unlike older models that relied only on ration bags, this package follows a hybrid approach that includes both cash assistance and food subsidies.

This approach allows families to decide how to best meet their needs during Ramzan. Instead of forcing fixed items, the cash support offers flexibility while ration assistance ensures price stability for basic food staples.

Objectives of the Punjab Nigehban Ramzan Package 2026

The main objective of the Punjab Nigehban Ramzan Package 2026 is to ensure that financial hardship does not prevent families from observing Ramzan with peace and dignity. The program emphasizes fairness, transparency, and timely delivery of assistance.

Key objectives include:

Reducing the impact of food inflation during Ramzan
Supporting sehri, iftar, and Eid needs
Eliminating queues through doorstep delivery
Using PSER data for accurate targeting

Key Highlights of Punjab Nigehban Ramzan Package 2026

This year’s package introduces several improvements that make the relief process smoother and more secure. The government has expanded coverage and upgraded the delivery system to avoid misuse.

Major highlights include:

Rs 10,000 cash assistance per eligible family
Nigehban Smart Cards with biometric security
Increased Rashan Card value for existing holders
Coverage of approximately 4.2 million families

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Benefits Included in Punjab Nigehban Ramzan Package 2026

The benefits of the Punjab Nigehban Ramzan Package 2026 go beyond basic food support. Families receive both financial assistance and subsidized essentials to manage their household needs throughout Ramzan.

Included benefits are:

One-time cash grant of Rs 10,000
Muft Rashan including flour, ghee, sugar, pulses, rice
Dates and tea for Ramzan
Free iftar through Ramzan Dastarkhwan centers

Eligibility Criteria for Punjab Nigehban Ramzan Package 2026

Eligibility for the Punjab Nigehban Ramzan Package 2026 is determined through the Punjab Socio-Economic Registry (PSER). The system ensures that only deserving households receive benefits.

To qualify, applicants must:

Be permanent residents of Punjab
Have monthly household income below Rs 45,000
Possess a valid CNIC
Have a PMT score below 30

Who Is Not Eligible for Punjab Nigehban Ramzan Package 2026?

Certain groups are excluded to avoid duplication and ensure fairness. Families already receiving similar government support are generally not included.

Ineligible groups include:

Government employees above income limits
Pensioners with stable income
Overseas residents or families with foreign members
Households enrolled in BISP or Ehsaas

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How to Check Eligibility for Punjab Nigehban Ramzan Package 2026

Checking eligibility is simple and does not require visiting any office. The government has provided both SMS and online verification methods.

Ways to check eligibility:

Send CNIC (without dashes) to 8070
Visit pser.punjab.gov.pk and enter CNIC
Rashan Card holders are auto-included

Online Registration Process for Punjab Nigehban Ramzan Package 2026

Online registration is mainly for new applicants or families not previously surveyed. The process is designed to be simple and mobile-friendly.

Steps include:

Visit pser.punjab.gov.pk
Enter CNIC and registered mobile number
Provide household and income details
Submit form and verify via OTP

Offline Registration Method for Punjab Nigehban Ramzan Package 2026

For families without internet access, offline registration facilities are available across Punjab. Government agents assist applicants free of cost.

Offline support includes:

Union Council and Tehsil Offices
Designated registration centers
Assistance for widows and elderly applicants

Verification and Transparency Measures

The Punjab Government has introduced strict verification measures to prevent corruption and duplication. Every step is digitally monitored.

Transparency tools include:

PSER database cross-verification
Biometric authentication
QR-coded ration bags
Central monitoring dashboard

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Nigehban Card 2026 Delivery and Activation

Nigehban Cards are delivered directly to eligible households to maintain dignity and convenience. Some cards may require activation before use.

Activation and delivery features:

Door-to-door card delivery
136 activation centers across Punjab
CNIC-based verification

How to Withdraw Rs 10,000 from Nigehban Card 2026

Withdrawing funds from the Nigehban Card is easy and secure. Multiple withdrawal options are available to avoid congestion.

Withdrawal options include:

Bank of Punjab branchless agents
Any 1-Link network ATM
Bank of Punjab branches

Overview of Punjab Nigehban Ramzan Package 2026

Relief Items Included in Ramzan Package

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Important Dates and Timeline

The government has aligned registration, verification, and distribution timelines to ensure assistance reaches families before Ramzan begins.

Key timeline points:

PSER verification completion by mid-February
Card delivery before Ramzan
Benefits valid throughout Ramzan

How to Avoid Scams Related to Ramzan Package 2026

Scammers often target beneficiaries during relief programs. The Punjab Government advises citizens to use only official sources.

Safety guidelines:

Trust SMS only from 8070
Do not share CNIC or PIN with anyone
Avoid fake calls and WhatsApp links

Helpline and Official Support

For complaints or guidance, official support channels are available throughout Punjab. These channels are free and reliable.

Support options include:

Helpline 0800-02345
PSER portal assistance
Local government offices

FAQs

What is the Punjab Nigehban Ramzan Package 2026?
It is a Punjab Government relief program providing cash and ration support to low-income families during Ramzan.

How much cash assistance is given?
Eligible families receive a one-time cash grant of Rs 10,000 through the Nigehban Card.

Is online registration mandatory for everyone?
No, many families are auto-included through PSER and Rashan Card records.

How can I check my eligibility?
Send your CNIC to 8070 or check your status on the PSER portal.

Is this package available outside Punjab?
No, the Punjab Nigehban Ramzan Package 2026 is limited to Punjab province only.

Conclusion

The Punjab Nigehban Ramzan Package 2026 represents a major step toward dignified and transparent social welfare. By combining cash assistance, subsidized food, and technology-driven verification, the program ensures timely relief for deserving families.

Eligible households are encouraged to check their status early and rely only on official channels. This initiative reflects the Punjab Government’s commitment to supporting citizens during Ramzan with fairness, respect, and efficiency.

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CM Punjab Ration Card 2026: Complete Guide to Eligibility, Benefits, and Registration Process

March 10, 2026 by CM-HighTech

CM Punjab Ration Card

The CM Punjab Ration Card has introduced the CM Punjab Ration Card 2026 as a major welfare initiative to support low-income households affected by rising inflation and increasing food prices. The program focuses on ensuring food security while maintaining dignity through a fully digital and transparent system.

As household expenses continue to rise across Pakistan, this initiative is expected to bring relief to more than 1.5 million families living in Punjab by providing subsidized food items and direct financial assistance.

Overview of the CM Punjab Ration Card Program

The CM Punjab Ration Card 2026 is a modern welfare scheme that allows eligible families to purchase essential grocery items at discounted rates. Unlike traditional ration systems, there is no physical card involved. The applicant’s CNIC acts as a digital ration card, making the process faster, safer, and more transparent.

The program is integrated with the Punjab Socio-Economic Registry, which helps the government identify deserving households based on verified socio-economic data. This digital linkage reduces chances of fraud and ensures that assistance reaches those who truly need it.

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Why the Ration Card Scheme Matters This Year

Food inflation has significantly reduced the purchasing power of low-income families. Basic items such as flour, sugar, and cooking oil have become increasingly expensive, making it difficult for many households to manage daily needs.

To counter this issue, the Punjab Government has allocated a large budget of Rs. 40 billion for this scheme. The program becomes especially important during high-spending periods like Ramzan and Eid, when grocery prices usually increase further.

Relief Offered Under CM Punjab Ration Card 2026

Families approved under this scheme receive support in two major forms: food subsidies and cash assistance.

Essential Food Subsidy

Approved households can buy daily-use food items at reduced prices from government utility stores and registered shops. These items include flour, rice, sugar, pulses, and cooking oil. The subsidy is applied automatically when the CNIC is verified at checkout.

Direct Financial Support

In addition to food subsidies, eligible families may also receive cash assistance. The amount depends on household eligibility and government assessment.

Assistance Type	Amount
Monthly Support	Rs. 3,000
Quarterly Support	Rs. 10,000 every four months

This financial aid helps families manage additional household expenses beyond food.

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Who Is Eligible for CM Punjab Ration Card 2026

To ensure fair distribution, the government has defined clear eligibility criteria. Applicants must be permanent residents of Punjab and belong to low-income households.

The monthly household income should be below Rs. 50,000. A valid CNIC issued by NADRA is mandatory, and the applicant must be registered with the Punjab Socio-Economic Registry. Government employees, tax filers, and households with multiple applications are not eligible.

Only one application is allowed per household to avoid duplication.

Registration Process for CM Punjab Ration Card

The registration process has been designed to be simple and accessible for everyone, including those living in remote areas.

Online Registration Procedure

Applicants with internet access can complete registration online by entering their CNIC, family details, income information, and mobile number. After submitting the form, the mobile number is verified through SMS confirmation.

Verification usually takes 15 to 20 working days after submission.

Offline Registration for Non-Internet Users

For families without internet access, registration can be completed at the nearest E-Khidmat Markaz. Applicants need to bring their original CNIC, a registered mobile number, address proof such as a utility bill, and income-related information if available.

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Checking Application Status

After applying, families can track their application status through multiple methods. Applicants can check their status through the PSER system, SMS service using their CNIC, or by visiting the E-Khidmat Markaz with their registration slip.

This multi-channel tracking system ensures transparency and reduces uncertainty for applicants.

Using the Ration Card After Approval

Once approved, there is no need to collect any physical card. Beneficiaries simply present their CNIC at government utility stores or registered ration outlets. The system automatically verifies eligibility, and the subsidy is applied instantly.

This digital process eliminates the need for paperwork, agents, or middlemen, making the experience smooth and respectful.

Important Points to Remember

Applicants should ensure that all information provided during registration is accurate and up to date. Incorrect income details or family data may result in delays or rejection.

Families who previously received assistance under earlier relief packages may already qualify, but verification through the socio-economic registry is still required.

Conclusion

The CM Punjab Ration Card 2026 is a strong step toward protecting vulnerable families from the impact of rising food prices. By combining food subsidies with direct cash assistance and using a CNIC-based digital system, the Punjab Government has created a transparent and dignified welfare model.

Eligible families are encouraged to complete registration as early as possible and ensure their socio-economic data is correct. This initiative not only supports daily needs but also restores a sense of stability for households struggling with inflation.

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Punjab Parwaaz Card Program 2026 How Youth Can Work Abroad Safely

March 10, 2026 by CM-HighTech

Punjab Parwaaz Card Program

The Government of Punjab has introduced the Parwaaz Card Program 2026 as a structured welfare initiative aimed at empowering young people who wish to seek employment abroad. Launched under the leadership of Chief Minister Maryam Nawaz, this program focuses on safe migration, skill readiness, and interest-free financial assistance through a fully digital and transparent system.

Parwaaz Card is designed to eliminate exploitation by illegal agents while enabling deserving individuals to access verified overseas job opportunities with confidence and legal protection.

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Overview of the Parwaaz Card Program

Parwaaz Card is a provincial initiative that supports eligible residents of Punjab by facilitating overseas employment through financial assistance, skills development, and verified migration pathways. The program is implemented through the Punjab Skills Development Fund (PSDF) and operates entirely through official government-managed portals.

The core objective of the program is to prepare youth for international labor markets while ensuring transparency, safety, and financial relief during the pre-departure phase.

Financial Support Under Parwaaz Card

One of the most significant features of the Parwaaz Card is its interest-free loan facility of up to Rs. 300,000. This financial support is specifically meant to cover essential pre-departure expenses that often become a barrier for skilled workers.

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Expenses Covered by the Loan

Covered Expense	Purpose
Visa processing fees	Legal entry to destination country
Medical examination	Mandatory health clearance
Protectorate fees	Government-required overseas clearance
Skill verification tests	International job eligibility
Air ticket	Travel for overseas employment
Overseas Employment Promoter fee	Registered and verified OEP charges

All payments are processed digitally to ensure proper utilization and prevent misuse.

Who Can Apply for Parwaaz Card 2026

The program is open to a wide range of youth across Punjab who meet the eligibility requirements. Applicants must fulfill all criteria to qualify for financial assistance and facilitation services.

Eligibility Criteria

Permanent resident of Punjab
Age between 18 and 45 years
Valid CNIC and Punjab domicile
Job seeker or holder of a verified overseas job offer
Willingness to undergo skills or soft skills training
Co-borrower required for loan applicants

The program encourages both skilled and semi-skilled individuals to apply.

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Mandatory Soft Skills Certification

Before applying for the Parwaaz Card, candidates must obtain a Soft Skills Certificate, which is compulsory. This certificate ensures that applicants are prepared for international work environments and understand basic professional conduct, communication, and workplace ethics.

The certification process is conducted online and is usually completed within 24 hours after successful registration.

Digital Application Process Explained

The Parwaaz Card application process is entirely digital, free of cost, and designed to be user-friendly. Applicants are advised to provide accurate information to avoid delays or rejection.

Application Steps

Create an account using CNIC and registered mobile number
Verify identity through OTP
Complete personal, educational, and employment details
Upload required documents
Review and submit the application
Save the tracking number for future use

Any submission of false or forged documents can result in legal action and permanent disqualification.

Loan Repayment Structure and Grace Period

The Parwaaz Card loan is repayable, but designed to be affordable and stress-free for beneficiaries. A grace period is provided so applicants can settle into employment before repayments begin.

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Repayment Highlights

Grace period of 3 to 6 months
Monthly installment system
Loan tenure ranges from 2 to 5 years
Mostly interest-free with minimal service charges (if applicable)

This structure allows beneficiaries to manage finances responsibly without immediate pressure.

Approved Repayment Methods

To make repayment convenient, multiple payment options are available under the program.

Automatic bank deductions
Payments through partner banks
Approved digital payment channels
SMS alerts before installment due dates

Regular repayment ensures continued eligibility for future government programs.

Consequences of Late or Missed Payments

Failure to repay installments on time may lead to serious consequences, including:

Late payment charges
Temporary suspension of the Parwaaz Card
Loss of eligibility for future schemes
Legal recovery action in repeated cases

Beneficiaries are strongly advised to follow the repayment schedule carefully.

Can Repayment Be Rescheduled

In cases of genuine financial hardship, beneficiaries may request repayment rescheduling. This option is not automatic and requires approval after review of supporting documents.

Temporary relief may be granted based on individual circumstances.

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Key Benefits of Parwaaz Card Program

Benefit	Description
Interest-free loan	Up to Rs. 300,000
Skill development	International-standard training
Safe migration	Protection from illegal agents
Digital transparency	Fully online system
Youth empowerment	Legal overseas employment access

Important Public Advisory

The Government of Punjab has clearly announced that Parwaaz Card registration is completely free. Applicants should not pay any agent or individual claiming guaranteed approval or fast processing.

All applications must be submitted only through official government platforms.

Conclusion

The Parwaaz Card Punjab 2026 is a transformative initiative that opens legal and secure pathways for overseas employment. By combining interest-free financial support, skills training, and transparent digital processes, the program empowers Punjab’s youth to pursue global opportunities with dignity and safety.

Eligible individuals are encouraged to apply early, follow official guidelines, and take full advantage of this government-backed opportunity to build a better future.

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